Cookie Policy

1. What Are Cookies

Cookies are small text files placed on your device (computer, tablet, or mobile phone) when you visit a website. They are widely used to make websites function correctly, to improve performance, and to provide information to the website operator.

Cookies do not contain executable code or personal information beyond what is needed to identify a browser session or store a preference. They cannot access other files on your device or cause harm.

Similar technologies, such as web beacons (also called tracking pixels), local storage, and session storage, may be used alongside cookies for related purposes. Where this policy refers to cookies, it also applies to these similar technologies unless otherwise stated.

2. How We Use Cookies

Ledgerwise uses cookies on this website for the following general purposes:

• To ensure the website functions correctly and core features are available to all visitors
• To remember your cookie consent preferences so you are not asked repeatedly
• To understand, in aggregate, how visitors navigate the website so we can improve its structure and content
• To track the effectiveness of any online advertising we may run, where you have consented to marketing cookies

We do not use cookies to build personal profiles, to serve targeted advertising through third-party advertising networks, or for any purpose unrelated to the operation and improvement of this website.

3. Types of Cookies We Use

4. Third-Party Cookies

Some cookies on this website are placed by third-party services that appear on our pages or are integrated into our site infrastructure. These third parties have their own privacy and cookie policies, which we encourage you to review.

Third-party services that may set cookies include:

• Google (Analytics and Ads): Used for traffic analysis and, where active, conversion tracking. Google Privacy Policy
• Meta (Facebook Pixel): Used for measuring ad effectiveness where Ledgerwise is running campaigns via Meta platforms. Meta Privacy Policy
• Microsoft (Bing Ads / UET): Used for conversion tracking when advertising through Microsoft platforms. Microsoft Privacy Statement
• Google Maps: An embedded map on our contact page may set cookies when loaded. Google Privacy Policy

We do not sell or share personal data from cookies with third-party advertising networks for the purpose of serving targeted advertising outside this website.

5. Your Consent

When you first visit this website, a notice will appear at the bottom of the screen giving you the option to accept or decline optional cookies. Only essential cookies will be active until you make a choice.

If you choose to accept cookies, your preference will be saved in your browser's local storage for a period of up to 12 months. If you choose to decline, only essential cookies will remain active and no analytics or marketing cookies will be placed.

You may update your preference at any time by clearing your browser's local storage for this domain (see Section 6 below) or by contacting us and we will guide you through the process.

6. Managing Cookies in Your Browser

Most web browsers allow you to manage cookie settings directly. Depending on your browser, you can typically:

• View and delete existing cookies stored from any website
• Block all cookies or third-party cookies by default
• Allow cookies from specific websites while blocking others
• Be notified before a cookie is placed on your device

Instructions for managing cookies are available in your browser's help documentation. Please note that blocking all cookies may affect the functionality of this and other websites you visit.

For opt-out tools from specific analytics providers, you may also visit:

• Google Analytics Opt-Out Browser Add-on
• Your Online Choices (EU)

7. Cookie Retention Periods

Cookies vary in how long they remain on your device. The two main types are:

• Session cookies — Temporary cookies that expire when you close your browser. They are used only during your active visit to ensure the page works correctly.
• Persistent cookies — Cookies that remain on your device for a set duration after your visit. These are used for analytics, marketing measurement, and preference retention. Most persist for between 30 days and 24 months, depending on the specific cookie.

You can remove persistent cookies from your device at any time using your browser's cookie management tools.

8. Updates to This Policy

We may update this Cookie Policy from time to time to reflect changes in the cookies we use, changes to applicable law, or to improve clarity. Any updates will be published on this page with a revised effective date.

We encourage you to review this page periodically. If we make changes that materially affect how optional cookies are used, we will reset the consent notice on the website so you have the opportunity to review and update your preferences.

9. Contact

If you have questions about how cookies are used on this website or wish to request the deletion of any data associated with your visit, please reach out:

For questions about personal data more broadly, please also refer to our Privacy Policy.